You deserve a fair settlement — not the first number your insurer throws at you.
Was your car totaled or repaired?
We calculate your estimate differently depending on what happened.
We use your document only to calculate your estimate. We do not share or sell your information.
Your insurer's report. Your evidence. Your money.
After an accident, carriers use their own tools to minimize what they owe you. We read those numbers and show you what a fair recovery could look like.
Your insurer's valuation report is usually a PDF titled something like "Total Loss Valuation" or "Vehicle Valuation Report" from CCC or Mitchell. It's in your settlement packet, or you can request it from your adjuster.
Diminished value is the gap between what your car was worth before the accident and after, even once repairs are done. You can seek it from an at-fault driver's insurer as part of a liability claim. This is a recognized claim type, not a loophole. We are not your attorney and this is not legal advice.
See a sample appraisal report — PDF, 51 pages
Upload the valuation
The report your insurer used to set the offer — usually a CCC or Mitchell PDF in your settlement packet.
We read it against the market
Your estimate is calculated from the report's own figures and comparable sales, and it is computed on upload.
You answer the offer
You get a documented figure and the evidence behind it, in a form your insurer has to respond to.
Upload your repair estimate or enter your vehicle details. The estimate is the document your valuation is built from.
Your vehicle is priced against comparable sales and the damage recorded on the estimate, not against the insurer's worksheet.
See what the documentation supports. If you want it signed, the full appraisal is prepared by an ASCAA-certified appraiser.
A named appraiser signs it.
Reports are prepared and signed by Zoheb Alvi, Certified Auto Appraiser, ASCAA License #ASCAA-CERT-9659. ASCAA is an independent third-party body that we do not operate, so the licence is checkable without taking our word for anything.
ASCAA License #ASCAA-CERT-9659
You can read the whole report before you pay.
The full 51-page appraisal is published — watermarked as a specimen with the vehicle identifiers removed, and otherwise the real document. Comparable sales, the damage on record, the method and the signature page are all in it.
We state what this does not do.
The free estimate is not a guarantee, an appraisal, or legal advice. It cannot predict what an insurer will ultimately pay, and it cannot account for damage absent from the documents you send. Made Me Whole Auto publishes those limits rather than a confidence claim.
Questions about your settlement, the paperwork, or what this costs.
A diminished value claim is a request for compensation for the reduction in your vehicle's resale value after an accident and repair. It is separate from the cost of repairs — it covers the market-value gap that exists even after your car is fixed.
Yes. Diminished value applies to repaired vehicles. The claim is based on the difference in market value before and after the accident, not on the repair quality.
It depends on your state and policy. First-party diminished value claims against your own insurer are available in some states and restricted in others. Third-party claims — against the at-fault driver's insurer — are more broadly available.
Several methods exist, but the most defensible approach compares your vehicle's pre-loss market value to its post-repair value using real comparable sales data. Percentage-based formulas used by some insurers are often viewed as underestimates and can be challenged.
Deadlines vary by state and policy. Most states allow somewhere between one and four years for property damage claims — for example, some states cap it at one year while others allow four or more — and your policy's own notice or suit provisions may impose a shorter deadline on top of that. Check your specific state law and your policy language, and file as early as possible once your vehicle is repaired and you have a settled repair estimate.
Send the repair estimate and get your number. No account needed to see it.